Products and Services

**Checking:**Personal Checking, Free Personal Checking, Business Checking; Free Online Banking and Bill Pay, Access to over 2,500 Free ATM's Nationwide, Free Visa Check Card, Free Electronic e-Statements**Savings:** Certificates of Deposit (CD's), Money Market, Christmas Club, Individual Retirement Accounts (IRA)**Business Loan Options:** Secured and Unsecured Lines of Credit, Term Loans, Equipment Loans, SBA 504 Loans, Accounts Receivables Financing (Business Manager), Lease Financing **Checking:**Personal Checking, Free Personal Checking, Business Checking; Free Online Banking and Bill Pay, Access to over 2,500 Free ATM's Nationwide, Free Visa Check Card, Free Electronic e-Statements**Savings:** Certificates of Deposit (CD's), Money Market, Christmas Club, Individual Retirement Accounts (IRA)**Business Loan Options:** Secured and Unsecured Lines of Credit, Term Loans, Equipment Loans, SBA 504 Loans, Accounts Receivables Financing (Business Manager), Lease Financing **Commercial Loans & Lines of Credit:** Construction, Development, Re-Model's, Tenant Improvements; Owner Occupied, Investor or Single Asset Entities, Bridge Financing Personal Loan Options: Residential Construction, Home Improvement (HELOC), Mortgage; Car, RV and Toy Loans, Line of Credit**Cash Management Solutions:** Merchant Bankcard Services, ACH Services, Remote Deposit Capture (Deposit Express), Payroll, Employee Banking Program, Lockbox Processing, Fraud Protection (Positive Pay), Bank* North Coast Bank* Bank of Amador

About American River Bank

American River Bank offers a full menu of financial products and services to meet the deposit and lending needs of individuals and small businesses with an emphasis on personalized, friendly service.* Open 24/7 Online at www.AmericanRiverBank.com* Telephone Banking: Call (916) 967-2424 or (800) 609-4047ASSOCIATION* Member FDIC* Equal Housing Lender